What Should I Do If I am Hurt in a Car Accident and Don’t Have Insurance?
If you are hurt in a car accident and do not have health insurance you have a few options.
First, you need to know if your car insurance policy includes any medical coverage. Usually MedPay is worth about $1000-$5000 and may not cover all your medical expenses. Many car insurance policies do not include medical coverage so always check to see if yours does.
A second option is to take a medical lien from a doctor. The doctor will then treat you, but expect to be paid back out of any successful Missouri car accident legal settlement. You should know, though, that if you don’t get a settlement, or if it is less than your medical bills, you will be in debt to the doctor—and still need help to pay medical bills.
That’s why it’s important to find a good Missouri car accident attorney. They are trained to fight the insurance company to get you help to pay your medical bills. If you want to find out what you need to know how to handle the aftermath of a car accident before it ever happens, request a copy of my free Missouri accident guide, “I Survived! The Crash Victim’s Guide to Dealing with the Aftermath.”
Car Accidents
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car insurance, health insurance, hurt in a car accident, St Louis personal injury attorney, St. Louis car accident attorney
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